Effective Date: October 3 2025

Last Updated: October 3 2025

1. Introduction

Socii Ltd (“Socii”, “we”, “our”, “us”) is an Australian not-for-profit private company dedicated to decentralising wealth, protecting user sovereignty, and redistributing surplus for the common good. This Privacy Policy explains how we collect, use, store, and share your personal information when you use our platforms and services.

We are committed to compliance with the Privacy Act 1988 (Cth), the Australian Privacy Principles (APPs), and applicable open banking and financial services regulations.

2. Scope

This Privacy Policy applies to all Socii platforms, including but not limited to:

• Munus – distributed cloud compute & storage

• Dicta / Dicta+ – AI-assisted research and document tools

• Vox / Shout / Cooee / Oi – messaging and social media platforms

• Nexus – business apps suite

• Viva – personal financial health and education tools

3. Data We Collect

We only collect data that is necessary for providing our services:

• Account information: Name, email address, login credentials.

• Service usage data: Logs, preferences, settings, and device/browser details.

• Content you create: Documents, posts, messages, and media.

• Financial data (Viva only): Transaction and account information accessed securely via Basiq under the Consumer Data Right (CDR) / Open Banking Standard. Socii does not store your banking login credentials.

• Metadata: For analytics, fraud prevention, and service improvement.

4. How We Use Your Data

We use your data to:

• Provide, maintain, and improve Socii services.

• Personalise features and recommend relevant content.

• Notify you of updates, security alerts, and service changes.

• Comply with legal and regulatory obligations.

• Support our not-for-profit mission by reinvesting surplus into community benefit (never through data sales).

5. Data Sovereignty & Storage

• Wherever possible, your data is stored in Australian sovereign infrastructure (e.g., Munus).

• If third-party providers outside Australia are used, we ensure they meet equivalent privacy and security protections.

6. Sharing & Disclosure

We will never sell your data.

We may share information only when:

• Required by law or regulation.

• Necessary to provide a service (e.g., payments processed via Stripe).

• You give explicit consent (e.g., enabling an integration).

• Aggregated and de-identified for research, reporting, or educational purposes.

7. Security

We implement technical and organisational safeguards to protect your data, including:

• Encryption in transit and at rest.

• Access controls and monitoring.

• Regular audits and testing.

8. Your Rights

You have the right to:

• Access the personal data we hold about you.

• Request correction of inaccurate or incomplete information.

• Request deletion of your account and associated data, subject to legal and operational requirements.

• Opt out of non-essential communications.

To exercise these rights, contact us at privacy@socii.au.

9. Children’s Privacy

Socii platforms are not directed at children under 13. If we discover we have collected data from a child without parental consent, we will delete it promptly.

10. Retention

We retain personal data only as long as necessary to provide services and meet legal obligations. After that, we securely delete or de-identify it.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Significant changes will be communicated before they take effect.

12. Contact

If you have questions or concerns, please contact us at:

Socii Ltd

Email: privacy@socii.au

Registered Office: 81-83 Campbell St, Surry Hills, NSW, 2010, Australia